What is a Funeral Plan?

A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service. The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

Here’s what a funeral plan typically includes:

•  Your wishes – You choose the type of service you’d like (burial or cremation), music, readings, and other personal touches.

• Fixed costs – You lock in the cost of your funeral director’s services at today’s prices, avoiding future price rises.

• Professional support – Your family will have guidance and care from our experienced team when they need it most.

• Flexible payment options – Pay upfront or spread the cost with monthly instalments.

• Peace of mind – Everything is documented and arranged in advance, so there’s no guesswork for your loved ones.

A Safe Simple Way to Plan Ahead – Where Your Money is Protected.

A funeral plan is a secure and straightforward way to arrange the funeral you want in advance. It allows you to set out your wishes and pay for the funeral director’s services included in the plan, protecting your family from rising costs and difficult decisions.

At Franklin and Hawkins Family Funeral Directors, we work in partnership with Golden Charter to provide you with a simple way to plan ahead.

Golden Charter has been helping families achieve peace of mind through funeral planning since they were established in 1990, so we’re completely confident in offering their plans to you.

What’s Included and How it Works?

• Your funeral director’s services are fully guaranteed, no extra to pay for these services later.

• The plan includes an allowance for essential third-party costs such as cremation or burial fees and the minister or officiant’s fee.

•  That allowance is designed to grow over time, helping to keep up with rising costs.

• There will only be more to pay at the time of need if third-party costs exceed your allowance or if those costs rise faster than the plan’s growth.

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents, regardless of age or state of health.

Our plans are flexible and tailored to you, with options to suit your wishes, budget, and payment preferences.

Whether you’re ready to make arrangements or want to understand your options, we’re here to help.

Trusted Funeral Plans From a Local Company.

Families in Coventry and Birmingham choose us for a good reason:

Family-run Locally Rooted

We’ve served our community for generations. You’ll speak to a caring team who knows the area and respects your traditions.

Independent Personalised Service

We’re not part of a corporate network. That means no hidden fees, no upselling, and no call centres — just a personalised plan that works for you.

Friendly, No Pressure Consultations

We offer free, no-obligation advice, either at our funeral homes or over the phone. You’ll never be rushed or pressured.

What’s Included in our Funeral Plans?

Our affordable funeral plans in Coventry and Birmingham can be fully tailored. Common features include:

• Professional funeral director services

• Collection and care of the deceased

• Use of our chapel of rest

• Hearse and appropriate transport

• Choice of cremation or burial options

• Funeral ceremony arrangements

• 24/7 support for your family

You decide the details, from music and readings to dress code or religious elements. We’ll guide you every step of the way.

Local Knowledge. Personal Touch.

Our team lives here. We understand local cemeteries, churches, and crematoriums in Coventry and Birmingham and the surrounding areas. From traditional funerals to simpler services, we help you make appropriate arrangements for your family.

Common Questions About Funeral Plans.

Do I need to pay all at once?

No — we offer flexible payment options to suit your circumstances.

Can I personalise my funeral plan?

Yes. Every detail, from music to readings, can be discussed and included.

What happens if I move away from Coventry or Birmingham?

Your Funeral Plan is flexible and we can help you with this.

Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today!

Speak To Us, Were Here To Help.

Call us on Coventry – 024 7647 3000 or Birmingham – 0121 779 5577

Or visit our funeral homes in Tile Hill, Coventry or Marston Green, Birmingham to speak to a member of our team.

Franklin Funeral Directors Limited is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN: 965279)